One of my clients had nearly $100k in long term capital gains and zero tax liability. His earned income was less than the married standard deduction and 3 exemptions, and that put him in the 0% bracket for LTCG.CCIE wrote: Even retired people should be able to realize enough capital gains to create $7500 in tax liability. If not, save your money and buy a gently used car. Tons of great deals on used EVs.
(taxpayers in the 10% and 15% brackets pay 0% on LTCGs, it's been that way since about 2002)